With Vantage Point, you enjoy the many benefits of a fee-only firm. These include quarterly billing of a predetermined, fixed annual fee that is based on the scope of our work for you. You will never be billed for services you did not agree to or charged a commission for any product.

The vast majority of financial advisors in the United States sell financial products and earn their primary income as commissions from recommending these products and convincing consumers to buy these. A fee-only arrangement is preferable to commission-based services. The more advisors depend on commission income, the greater the potential for conflicts of interest. Such conflicts can mean higher out-of-pocket expenses for you and lower quality advice.

Operating on a fee-only basis is in keeping with the objective, independent, client-centered approach

we take with your financial affairs. Fee-only planning is also in keeping with our role as your financial fiduciary - which means putting your needs above all else.

As your fiduciary, we must meet a higher standard in matching your needs to a specific financial plan than the “suitability” standard set for registered representatives who work on commission. Our advice is always geared toward your best interest.

We can use any investment product we choose to build your portfolio – and none carries any up front, surrender, or sales charges. We will only suggest trades when they suit your financial needs and goals. Most importantly, we are free to discuss and analyze financial issues that may not relate to any specific product. Our advice is always offered with your best interests in mind.